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323 Terra Ceia Drive, Palmetto, FL 34221
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323 Terra Ceia Drive
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Priced at Only: $395,000
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Address: 323 Terra Ceia Drive, Palmetto, FL 34221
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  • MLS#: A4684681 ( Residential )
  • Street Address: 323 Terra Ceia Drive
  • Viewed: 2
  • Price: $395,000
  • Price sqft: $256
  • Waterfront: Yes
  • Wateraccess: Yes
  • Waterfront Type: BayAccess,Bayfront,CanalFront
  • Year Built: 1980
  • Bldg sqft: 1540
  • Bedrooms: 2
  • Total Baths: 2
  • Full Baths: 2
  • Garage / Parking Spaces: 2
  • Days On Market: 1
  • Additional Information
  • Geolocation: 27.5277 / -82.5996
  • County: MANATEE
  • City: Palmetto
  • Zipcode: 34221
  • Subdivision: Tropic Isles Co Op
  • Elementary School: Palmetto
  • Middle School: Lincoln
  • High School: Palmetto
  • Provided by: EXP REALTY, LLC
  • DMCA Notice
  • Description
    WATERFRONT TROPIC ISLES HOME BOAT LIFT INCLUDED! Discover this move in ready 2 bedroom, 2 bath canal front home in the sought after 55+ resident owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access a feature few homes at this price point provide while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting.
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  •   Principal & Interest -
  •   Property Tax $
  •   Home Insurance $
  •   HOA Fees $
  •   Mortgage Insurance-
  •   Monthly -
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Features
Building and Construction
  • Covered Spaces: 0.00
  • Exterior Features: Other
  • Flooring: Carpet
  • Living Area: 1012.00
  • Roof: Shingle
Land Information
  • Lot Features: BuyerApprovalRequired
School Information
  • High School: Palmetto High
  • Middle School: Lincoln Middle
  • School Elementary: Palmetto Elementary-MN
Garage and Parking
  • Garage Spaces: 0.00
  • Open Parking Spaces: 0.00
Eco-Communities
  • Pool Features: Community
  • Water Source: Public
Utilities
  • Carport Spaces: 2.00
  • Cooling: CentralAir
  • Heating: Central
  • Pets Allowed: Yes
  • Sewer: PublicSewer
  • Utilities: MunicipalUtilities
Amenities
  • Association Amenities: Clubhouse, MaintenanceGrounds
Finance and Tax Information
  • Home Owners Association Fee Includes: AssociationManagement, Pools, RecreationFacilities, Sewer, Trash, Water
  • Home Owners Association Fee: 338.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2025
  • Trash Expense: 0.00
Other Features
  • Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
  • Country: US
  • Interior Features: Other, WalkInClosets
  • Legal Description: UNIT 323 TROPIC ISLES CO-OP INC PI#29255.2120/9
  • Levels: One
  • Area Major: 34221 - Palmetto/Rubonia
  • Occupant Type: Owner
  • Parcel Number: 2925521209
  • The Range: 0.00
  • View: Bay, Canal, Water
  • Zoning Code: MHP1
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Headshot for Associate Lumi Bianconi
  1. Lumi Bianconi
  2. Tropic Shores Realty
  3. Mobile: 352.263.5572
  4. Mobile: 352.263.5572
  5. lumibianconirealtor@gmail.com