Rare opportunity with an assumable FHA loan at just 2.99%a serious advantage in todays market. Welcome to 3471 Allegra Circle in St. Cloud, an end unit townhome that checks boxes most buyers cant find in one placeprivacy, natural light, and smart layout. End units dont come up often, and this one delivers with extra windows, fewer shared walls, and a more open feel throughout. Inside, youll find laminate and tile flooring across the main level, creating a clean, low maintenance space thats built for real life. The kitchen is positioned perfectly for both function and flow, featuring light wood cabinetry, stainless steel appliances, and a window overlooking the courtyardbringing in natural light where it matters most. Upstairs, all bedrooms are tucked away for privacy. The primary suite stands out with dual sinks, a garden tub, walk in shower, and private water closeta layout that gives you space to actually use. Secondary bedrooms offer flexibility for guests, office space, or everyday living. 1 car garage. Community pool. Low maintenance lifestyle. But lets be clearthe real win here is the assumable 2.99% interest rate. Thats not just a feature, thats a financial edge. End unit. Strong layout. Built in savings. This is the one buyers are waiting forschedule your showing before someone else locks it down.